Some people associate credit cards with evil. They believe that these plastic little devils can sway you to buy things beyond your means, and that over time, you forget the worth of hard-earned cash. Perhaps these lines of thinking do hold some grains of truth, but if you’re informed and clever about using credit cards properly, it’s you who can be cashing in on all the benefits they afford.
Indeed, credit cards hold so much more appeal than merely being cash alternatives or tools of convenience. Let’s explore their advantages in full.
Ultimately, credit cards are a wonderful lesson in discipline and financial accountability. Just because you have the power (and credit limit) doesn’t mean you should use it—and that’s exactly what they’re about.